Sub-Finder
Draft — pending legal review. This page has not yet been reviewed by an attorney and should not be treated as final. Do not rely on it as your operative Terms of Service until legal review is complete.

Terms & Conditions

Last updated: [DATE] — DRAFT, not yet in effect

1. What Sub-Finder Is

Sub-Finder ("Sub-Finder," "we," "us," or "our") operates a directory platform that allows subcontractors, general contractors, and developers to create profiles, complete a verification process, search for verified businesses by zip code, and communicate directly with one another. Sub-Finder is not a general contractor, subcontractor, construction company, employment agency, staffing agency, or party to any construction contract, work agreement, or project between users. Sub-Finder does not hire, supervise, direct, pay, or manage any subcontractor, crew member, or employee of any user, and is not a party to any agreement users enter into with one another.

2. What Sub-Finder Verifies — And What It Does Not

For Subcontractor and General Contractor accounts, Sub-Finder verifies, at the time of application: (a) a criminal background check performed by a third-party vendor (Checkr) on the individual identified as the business owner or principal only; (b) the business license number and status as submitted by the user; (c) a Dun & Bradstreet D-U-N-S number; (d) insurance/Certificate of Insurance information as submitted by the user; and (e) a self-reported response regarding bonding capacity, which may be supported by a bond letter where applicable.

For Developer accounts, Sub-Finder verifies a business registration match against state Secretary of State records via a third-party vendor (Cobalt Intelligence), and a match between the email domain and company website domain provided at signup. Developer accounts do not undergo a criminal background check.

Sub-Finder expressly does NOT:

  • Background-check, screen, or verify any employee, crew member, subcontracted laborer, or other individual working for or on behalf of any user, other than the single named business owner/principal described above;
  • Verify, monitor, or guarantee the ongoing accuracy of any license, insurance, or bonding status beyond the specific date shown on a user's profile;
  • Guarantee, warrant, or make any representation regarding the quality, safety, timeliness, workmanship, or outcome of any work performed by any user;
  • Guarantee, warrant, or make any representation regarding the future conduct, honesty, solvency, or business practices of any user;
  • Investigate, adjudicate, or resolve disputes between users regarding completed or attempted work, payment, or any other matter;
  • Act as an escrow agent, payment processor, or guarantor of any payment between users.

Verification status displayed on a profile reflects the date shown and is automatically revoked and removed from search results if a tracked license or insurance expiration date passes without renewal, as described in Section 3.

3. No Guarantee of Continued Accuracy

A "Verified" status reflects the information available to Sub-Finder as of the date(s) shown on the applicable profile. Sub-Finder monitors trade license and insurance expiration dates provided by subcontractors and will automatically change a profile's status and remove it from search results if either lapses without renewal. Sub-Finder does not otherwise continuously monitor, re-verify, or guarantee that any user's background check, business license, D-U-N-S registration, or bonding status remains accurate, current, or unchanged after the date shown.

4. Relationship Between Users

Any contract, work arrangement, payment agreement, or communication between a subcontractor, general contractor, or developer is solely between those parties. Sub-Finder is not a party to, and assumes no responsibility or liability for, any such arrangement, including but not limited to project quality, timeliness, payment disputes, property damage, personal injury, or any dispute arising from work performed or not performed.

5. Subscription Fees & Billing

Subcontractor and General Contractor accounts are billed $99/month. Developer accounts are billed $299/month, which includes up to three (3) team seats; additional seats are billed at $99/month each. Subscriptions may be canceled at any time and take effect at the end of the then-current billing period. No cancellation fee applies.

6. Background Check Refund Policy (Subcontractor & General Contractor)

The $99 monthly fee for Subcontractor and General Contractor accounts includes the cost of a background check performed by Checkr. If an applicant does not pass the background check: $34.00 of the $99.00 fee will be refunded to the original payment method, and $65.00 is non-refundable and is retained to cover background check processing costs. This $34/$65 split applies uniformly regardless of the jurisdiction in which the check was run or its actual cost to Sub-Finder. The applicant's account will be closed and removed from the platform. Developer accounts do not undergo a background check and are not eligible for this refund; a Developer account rejected during manual or automated verification review receives a full refund of the current billing period.

7. Third-Party Services

Sub-Finder relies on third-party vendors to provide certain verification and payment services, including but not limited to Checkr (background checks), Cobalt Intelligence (business registration verification), Dun & Bradstreet (D-U-N-S number registration), and Stripe (payment processing). Sub-Finder is not responsible for errors, delays, outages, or inaccuracies originating from these third-party services, though Sub-Finder will route affected accounts to manual review where an automated check cannot be completed.

8. Reviews & User Content

Reviews, messages, and other content submitted by users reflect the opinions of the submitting user, not Sub-Finder. Sub-Finder does not verify the accuracy of review content and disclaims responsibility for its content. Users may report a profile for concerns via the "Report a concern" feature; Sub-Finder reviews such reports but does not guarantee any particular investigation outcome or timeline.

9. Disclaimer of Warranties

[ATTORNEY REVIEW NEEDED] The Sub-Finder platform and all information on it are provided "as is" and "as available," without warranty of any kind, express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, and non-infringement. Sub-Finder does not warrant that verification results are accurate, complete, or current, or that any user obtained through the platform will perform work satisfactorily, safely, or lawfully.

10. Limitation of Liability

[ATTORNEY REVIEW NEEDED — cap amount, carve-outs, and enforceability vary by state] To the maximum extent permitted by law, Sub-Finder and its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from or related to use of the platform, any work performed by a user found through the platform, or reliance on any verification status displayed. Sub-Finder's total liability for any claim arising from these Terms or use of the platform shall not exceed the total subscription fees paid by the claimant in the twelve (12) months preceding the claim.

11. Indemnification

[ATTORNEY REVIEW NEEDED] Users agree to indemnify and hold harmless Sub-Finder from any claim, damage, or expense (including reasonable attorneys' fees) arising from their use of the platform, their interactions with other users, or any work performed or contracted through connections made on the platform.

12. Account Termination

Sub-Finder may suspend or terminate any account for violation of these Terms, failure to pass or maintain verification requirements, or fraudulent or abusive conduct, with or without notice.

13. Dispute Resolution

[ATTORNEY REVIEW NEEDED — arbitration clauses and class-action waivers are enforceable in most but not all states, and drafting requirements differ by jurisdiction] [Placeholder for governing law, arbitration clause, and venue selection.]

14. Changes to These Terms

Sub-Finder may update these Terms from time to time. Continued use of the platform after a change becomes effective constitutes acceptance of the revised Terms.

15. Contact

Questions about these Terms can be directed to [EMAIL] or (954) 408-3236.